Disclaimer: IBA Partner, F4MG, and/or any of their authorised Service Providers have no involvement, oversight, or control over the fees charged by any Franchise. As such, they assume no liability or responsibility for the financial terms, pricing, or transactions agreed upon between the Client and the Franchise. The relationship and financial transaction between the Client and the Franchise is considered entirely independent and private. Any monetary dealings, disputes, or claims arising from such arrangements are to be resolved solely between the Client and the Franchise, without recourse to IBA Partner, F4MG, or their Service Providers. In the event of proven misconduct, breach of operational process, or misrepresentation by the Franchise, the Client fully understands and agrees that such conduct is entirely attributable to the Franchise. Under no circumstance shall IBA Partner, F4MG, or any affiliated Service Provider be held liable or responsible. Important: All Clients and Franchises are strongly advised to review and acknowledge the following before proceeding: – Payment Declaration – Breach of Terms and Conditions by Franchise By continuing, the Client confirms that they have read, understood, and agreed to this Disclaimer and the supporting declarations in full before proceeding with our Franchises.